Navigating Chicago's Housing Programs: Understanding CHA and HACC for Landlords

Chicago boasts a diverse and vibrant rental market, and a significant portion of this market relies on public housing assistance programs. For landlords in the city, understanding the Chicago Housing Authority (CHA) and the Housing Authority of Cook County (HACC) is crucial for success.

The Chicago Housing Authority (CHA)

The CHA is responsible for providing housing assistance to low- and moderate-income families in Chicago. This includes:

• Housing Choice Voucher Program (Section 8): The CHA's most well-known program, offering rental subsidies to eligible tenants. Landlords who participate in Section 8 receive a portion of the rent directly from the CHA.
• Public Housing: The CHA owns and manages a network of public housing units throughout the city. These units are typically rented to low-income families and individuals.

Why Landlords Should Care About CHA

• Increased Tenant Pool: Participating in CHA programs can expand your tenant pool, attracting a larger audience of potential renters.
• Rental Income Guarantee: With Section 8 vouchers, you receive a guaranteed portion of the rent, reducing financial risk.
• Tenant Support Services: CHA provides resources and support to tenants, potentially leading to fewer challenges for landlords.

Key Considerations for CHA Participation:

• Eligibility Requirements: Ensure you meet CHA's requirements for participating landlords. This includes a background check and an inspection of your property.
• Lease Agreement: You'll need to enter into a specific lease agreement with the CHA that outlines the terms of the rental assistance program.
• Tenant Selection: While CHA will approve the tenant, you still have the right to approve or deny the applicant based on your own criteria.

The Housing Authority of Cook County (HACC)

HACC provides housing assistance to low- and moderate-income families in Cook County, which includes many suburbs surrounding Chicago. They offer similar programs to the CHA, including:

• Housing Choice Voucher Program (Section 8): Similar to the CHA, HACC administers the Section 8 program for eligible families in Cook County.
• Public Housing: HACC manages public housing units in many suburban areas.

Landlords Participating in HACC:

The same key considerations apply to landlords working with HACC.

Additional Tips:

• Get Informed: Familiarize yourself with the specific requirements and procedures for each program.
• Communicate Clearly: Maintain open communication with the CHA and HACC to ensure a smooth process.
• Seek Advice: Consult with an attorney or property management company to learn more about these programs and their legal implications.

By understanding CHA and HACC, Chicago landlords can expand their tenant pool, secure reliable rental income, and potentially benefit from tenant support services. It's important to be informed and navigate these programs effectively for a successful and rewarding experience.